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Alaska, or “The Final Frontier” state, is a lovely state stuffed with thrilling cities, a various vary of wildlife, gentle summers, and freezing winters. Because of this, Alaskan householders should put together for the worst — like your heating system going out mid-winter. That is the place a house guarantee coverage is available in.
Now, I do know what you’re pondering (and that is what I used to assume): aren’t residence warranties a rip-off?
Whereas there are some shady firms on the market, I’ve spent numerous hours researching, studying critiques, speaking to customer support brokers, and secret procuring to compile the next listing primarily based on At the moment’s House owner’s standards so you will discover a good firm that lives as much as their guarantees. We rated the next firms utilizing this distinctive standards, together with affordability, plans and protection, buyer expertise, firm fame, availability, and their claims course of, to provide you a complete evaluation of the greatest residence guarantee firms in Alaska.
Why Belief Us?
Right here’s how we ranked and reviewed the nation’s high residence guarantee firms to convey you essentially the most correct info.
76
Our staff of specialists reviewed over 70 residence guarantee suppliers to match plan choices, protection limits, costs, and buyer suggestions.
152
We collected over 100 pattern quotes from dozens of residence guarantee firms to provide you an correct have a look at trade pricing.
6
Our score system scores suppliers primarily based on 6 key components: protection choices, affordability, buyer expertise, fame, claims processes, and availability.
Learn our full House Guarantee Overview Methodology for extra particulars.
Prime 5 House Guarantee Firms
Highlights
- Alaskan householders ought to prioritize HVAC protection and roof leak safety as a result of heavy snowfall and chilly temperatures put on these down sooner than most areas. I like to recommend Liberty House Guard and Elite House Guarantee for one of the best protection in these areas.
- I’ll be frank: You don’t really want a house guarantee when you have a house with all new home equipment and methods coated below a producer’s guarantee. Doubling up received’t provide you with any additional benefit, and also you’ll be out of pointless cash.
- At all times learn by means of your house guarantee coverage totally, particularly for exclusions and protection limits. Most dissatisfied residence guarantee clients don’t totally perceive their coverage, resulting in a nasty shock when the corporate doesn’t pay out.
My Knowledgeable Advice
Liberty House Guard is my best choice for Alaskan householders due to their restricted roof leak protection, wonderful customization choices corresponding to pest management and gutter cleansing, and honest costs. I particularly like that you may up your protection with a few of their add-ons when you have premium home equipment. This benefit provides you peace of thoughts that you just received’t hit a protection cap for a costlier merchandise like a KitchenAid or Chambers equipment.
My different selection is Elite House Guarantee. I like to recommend going with this supplier if your house has luxurious home equipment otherwise you need essentially the most peace of thoughts. Their protection is as much as $6,000 for home equipment and $10,000 for residence methods (about two to a few times greater than most suppliers!).
At the moment’s House owner Ideas
Liberty House Guard is my best choice for Alaskan householders due to their restricted roof leak protection, wonderful customization choices corresponding to pest management and gutter cleansing, and honest costs.
Alaska House Guarantee Firms I Didn’t Embrace
I didn’t embody House Guarantee of America on this listing due to their poor 1.04 out of 5-star score on the BBB, lack of a BBB accreditation, and a previous class motion lawsuit in opposition to them that alleged they violated shoppers’ rights and the legislation. Because of this, I’m uncomfortable recommending this supplier, as they’ve a poor firm fame and total awful on-line customer support critiques.
Evaluate The Highest-Rated House Warranties In Alaska
Quote and value information gathered January 2024. Price information are up to date and monitored constantly.
Our Opinions of the Greatest House Warranties in Alaska
Greatest for Customization
Liberty House Guard
4.6
Our Ranking
Restricted Time:
$200 Off + 2 Months free + Free Roof Leak Protection
If you happen to’re in search of complete protection for distinctive gadgets like a reverse osmosis water filter and even companies like pest management, carpet cleansing, re-keying two-cylinder locks, energy washing, and window washing (which I’ve NEVER seen one other supplier have as an add-on possibility), then I like to recommend Liberty with their 40-plus add-on choices. Plus, when you have pro-series home equipment, like American Vary, Chambers, and KitchenAid, you may go for an add-on that protects these luxurious home equipment, so that you don’t want to fret about hitting a protection cap. Different suppliers don’t cowl gadgets like these or supply enough protection when you want this stuff changed, so it is a vital bonus for Alaskan householders with premium home equipment.
Whereas they’ve unimaginable customization choices, Liberty doesn’t have excessive protection limits. Most suppliers supply as much as $3,000 in protection. However Liberty maxes out at solely $2,000 — not practically sufficient to cowl giant residence methods like your HVAC system (which prices over $5,540 to switch) or luxurious home equipment. If you happen to want extra in depth protection and Liberty’s add-ons for premium home equipment received’t do, take a look at a supplier like Elite House Guarantee, which has protection of as much as $10,000 on residence methods and as much as $6,000 for home equipment.
Backside Line: 9.3/10
With top-notch customer support scores of 4.7 stars from Trustpilot and a terrific buyer fame, Liberty House Guard is definitely considered one of my high picks for a house guarantee supplier. Their in depth add-on choices assist you to customise your plan way over suppliers like Choose House Guarantee, which has fewer than 10 add-on choices, can do. These choices offer you a lot flexibility, so you may select extra protection for the issues in your house that actually want it with out overpaying. On high of this, Liberty’s add-ons are unprecedented within the trade, with choices like pest management, window washing, and carpet cleansing — all choices that may aid you preserve your house cozy and clear after a heavy Alaskan snowfall.
One among Liberty’s greatest drawbacks is that, in response to their pattern contract, they are going to solely cowl as much as “the duvet merchandise’s ebook worth.” Primarily, Liberty will solely reimburse you for what the equipment or system is price after depreciation. Whereas this isn’t unprecedented, you’ll need to know that is going into considered one of their insurance policies so that you’re not left shocked by a lower-than-expected reimbursement.
Regardless of Liberty’s average-at-best protection caps, their add-ons could make up for this on some home equipment when you’re in search of extra protection, and I’d nonetheless advocate them to most householders. Except you will have premium residence methods, most of Liberty’s protection will suffice for repairs and go a good distance towards serving to you exchange giant residence methods like your (in all probability) overworked HVAC system.
Plans and Protection: 10/10
Liberty receives an ideal rating for his or her impeccable plans and protection selections, together with over 40 add-ons — way more choices than I’ve seen every other supplier supply. For instance, you may go for pest management protection, which Alaskan householders might discover particularly useful when coping with invasive Cottonwood leaf beetles, carpenter ants, or silverfish. I additionally like that Liberty’s plans are tremendous easy, with an equipment–solely plan, methods plan, and Complete House Guard plan, which supplies protection for each. For under $5 to $10 extra, the Complete House Guard Plan is my most well-liked selection since you obtain far more complete protection for all the residence.
The next costs don’t replicate the obtainable reductions.
| Plan | Month-to-month Price | Service Charge | Accessible Reductions |
| Equipment Guard | $49.99 | $125 | Two months free, free restricted roof leak safety, $200 off coupon (web site or telephone) |
| Techniques Guard | $54.99 | $125 | Two months free, free restricted roof leak safety, $200 off coupon (web site or telephone) |
| Complete House Guard | $59.99 | $125 | Two months free, free restricted roof leak safety, $200 off coupon (web site or telephone) |
Editor’s Word: The price information talked about on this article was sourced for a single-family, two-bedroom residence below 5,000 sq. ft in Anchorage. The price information introduced was correct on the time of writing.
Accessible Add-Ons:
If you happen to’re in search of one of the best customization choices within the trade, Liberty House Guard is my high decide for Alaskan householders. This supplier gives over 40 choices (most suppliers like Choose House Guarantee have lower than 10), so that you make sure you get protection for every part you want.
- Pool and spa: $19.99/month
- Further spa: $9.99/month
- Garden sprinkler system: $9.99/month
- Saltwater pool: $23.99/month
- Generator: $19.99/month
- Casita visitor unit: $35.99/month
- Sump pump: $8.99/month
- Effectively pump: $12.99/month
- Septic system pumping: $12.99/month
- Ejector pump: $14.99/month
- Grinder pump: $14.99/month
- Restricted roof leak: $11.99/month
- Re-key: $9.99/month
- Gutter cleansing: $14.99/month
- Pest management: $14.99/month
- Carpet cleansing: $19.99/month
- Window washing/cleansing: $19.99/month
- Energy washing (exterior flooring): $19.99/month
- Central vacuum: $8.99/month
- Stand-alone freezer: $5.99/month
- Water softener: $13.99/month
- Swamp cooler: $14.99/month
- Second fridge: $7.99/month
- Trash compactor: $7.49/month
- Ice maker (in-fridge): $3.99/month
- Freestanding ice maker: $14.99/month
- Wine cooler/fridge: $11,99/month
- Water dispenser water line: $4.99/month
- Immediate sizzling water dispenser: $9.99/month
- Reverse osmosis water filter system: $14.99/month
- Lights: $7.99/month
- Plumbing fixtures: $7.99/month
- Electronics safety: $19.99/month
- TV mounting (as much as 65-inch TVs): $14.99/month
- TV mounting (as much as 85-inch TVs): $19.99/month
- Professional-series fridge: $14.99/month
- Professional-series stand-alone freezer: $14.99/month
- Professional-series vary/oven/cooktop: $12.99/month
- Professional-series dishwasher: $7.99/month
- Professional-series microwave: $4.99/month
- Professional-series washer: $4.99/month
- Professional-series garments dryer: $4.99/month
Exclusions
Liberty House Guard’s exclusions are trade commonplace, and Liberty even covers some exclusions with their add-ons, such because the lighting protection you obtain if you go for their lighting fixture add-on.
- Preexisting situations
- Flues, vents, chimneys, and exhaust traces
- Electronics, computerized, “sensible,” or Web/enabled parts and components
- Filters related to any coated gadgets
- Distant receiving and transmitting gadgets
- Radon and different leak detection monitoring methods
- Hearth sprinkler methods
- Lighting
- Photo voltaic methods and functions
- Beauty defects
- Disposal of home equipment, methods, or parts
- Cranes or different specialty autos required to put in, take away, or entry your home equipment or residence methods
- Glass components
- Noise
- Malfunction because of storms or different acts of God
Editor’s Word: Whereas this text highlights sure exclusions, it’s crucial for readers to evaluation their contracts because the talked about exclusions usually are not exhaustive, and extra exclusions might apply.
Affordability: 8.9/10
The typical price of a house guarantee varies considerably by state, however after gathering many quotes, I discovered that it averages round $54 per thirty days. Happily, Liberty House Guard gives very aggressive pricing, with their most budget-friendly plan, which is an equipment plan beginning at $49.99 per thirty days. The place the corporate falls quick in affordability is their costly add-ons, which frequently price $20 or extra per thirty days — a big improve within the total price of your month-to-month premium. Nevertheless, you might be receiving nice worth for the add-ons and distinctive choices you received’t discover with different suppliers, corresponding to protection for TV mounting, in-fridge ice makers, reverse osmosis water filter methods, and electronics protections.
My professional tip for one of the best deal is to linger on Liberty’s web site for a couple of minutes, then go to one other tab. Once I did this, Liberty’s web site provided me two months free and $200 off my residence guarantee buy, a substantial saving.
Buyer Expertise: 7.8/10
Having labored on many residence guarantee firm critiques, I’ve spent in depth time working with Liberty and different residence guarantee suppliers’ customer support and web sites. I’ve to say Liberty is among the greatest. Not solely is the corporate’s web site user-friendly, however I like the customizable mix-and-match quote course of, because it means that you can discover various kinds of protection simply and see your price after deciding on completely different add-ons. This course of means that you can simply weigh your choices and priorities and assess what is going to match greatest along with your funds, particularly if you wish to join frequent Alaskan add-ons like restricted roof protection (important in areas with a number of snow) or properly pump protection. The most important disadvantage to Liberty’s buyer expertise is their many factors of contact after a quote, which our staff discovered a bit overwhelming. I’ve personally acquired many follow-up calls and emails, which may be irritating.
Firm Popularity: 9.1/10
Liberty House Guard has a top-notch fame due to their constant customer support, excessive buyer critiques, and optimistic scores. Many consumers highlighted the environment friendly declare course of, quick turnaround after submitting claims, skilled customer support, and educated technicians. I’m delighted to learn in regards to the fast turnaround time, as Alaskan householders positively don’t need to be left with out their heater on a frigid winter day. In distinction, detrimental critiques famous being charged further charges past the common service charge or experiencing lengthy wait intervals. Nevertheless, I might take this with a grain of salt, because the critiques had been overwhelmingly optimistic.
At the moment’s House owner Ideas
No matter how wonderful an organization’s service is, there’ll all the time be some detrimental critiques. The hot button is to evaluate basic traits (which I’ve completed above) so you will get an entire image of how the corporate typically treats their clients and what clients like and dislike about their expertise with the supplier. I like to recommend studying detrimental critiques, however achieve this with warning, as they are often exaggerated or happen when a buyer doesn’t totally perceive what their coverage does and doesn’t cowl.
| Ranking Web site | Ranking | Variety of Opinions |
| BBB | NR* | Buyer Opinions usually are not used within the calculation of BBB Ranking |
| Trustpilot | 4.7 | 2,586 |
| Yelp | 1.4 | 59 |
Editor’s Word: The scores offered had been correct on the time of writing.
*Word (As of three/27/24): the Higher Enterprise Bureau just lately shifted LHG’s A+ score to “NR.” We reached out to a consultant from the BBB, and so they informed us, “This enterprise just isn’t presently rated. BBB has just lately acquired quite a few complaints in opposition to this enterprise and can concern a score after it has totally evaluated them.” When requested about whether or not they revoke scores after a rise in complaints, the rep mentioned, “Sure, in the event that they really feel they should evaluation the complaints first earlier than issuing an correct score.” This situation has occurred to LHG twice within the final two years, however every time, the BBB has restored their A+ score after an intensive evaluation.
Claims Course of: 10/10
Liberty House Guard has an ideal rating on this class for his or her speedy common declare response time of 12 hours and superior emergency service protection. In spite of everything, nobody needs a broken-down heater on a freezing day in Alaska. Most suppliers supply response occasions of 48 hours or higher, so it is a vital profit as you’ll hear again from Liberty, generally, a lot sooner. Buyer critiques echoed this sentiment, sharing that Liberty gave them fast payouts and a straightforward declare course of, which they accessed by means of the net portal or by calling the customer support line.
Availability: 10/10
Liberty House Guard is accessible in all 50 states, together with the gorgeous Final Frontier state. Liberty is among the few suppliers with nationwide protection, giving all U.S. householders entry to their complete protection and demonstrating a capability to pay out claims to all 50 states. This reassured me of their longevity and steadfast enterprise mannequin.
Greatest Claims Acceptance
Selection House Guarantee
4.3
Our Ranking
Restricted Time:
$50 Off + 1 month free!
Selection House Guarantee (CHW) has a excessive declare acceptance price, which clients repeatedly praised in critiques, and top-notch emergency companies — vital for these days when your HVAC system breaks down mid-winter and you haven’t any warmth in Alaska of all locations. I additionally like that Selection gives largely reasonably priced plans, with each costing lower than $55 per thirty days, even for his or her extra complete Complete Plan.
CHW doesn’t have the strongest fame, primarily due to their ongoing client fraud lawsuit with the Arizona Lawyer Normal, which doesn’t give me peace of thoughts. One other con is their roof leak safety, which solely covers as much as $500 for entry, analysis, restore, and roof substitute. Many Alaskan householders want extra frequent roof work and substitute because of heavy snowfall, so whereas I like to recommend grabbing this protection, bear in mind that it’s solely as much as $500, which isn’t sufficient for many roof repairs that price as much as $3,000.
Backside Line: 8.6/10
In case your greatest concern is declare acceptance, Selection House Guarantee is a stable selection due to their excessive declare acceptance price and quick turnaround. Whereas I didn’t like coming throughout the lawsuit with the Arizona Lawyer Normal, Selection has stable buyer critiques and a B score from the Higher Enterprise Bureau, demonstrating that they often deal with clients properly.
Lastly, I like that Selection gives extra reasonably priced month-to-month plans that price lower than $55. Most suppliers’ extra complete plans begin at $60 or extra, with some, like AFC House Membership, having plans that price as a lot as $99.92 per thirty days — a big quantity so as to add to your month-to-month funds. General, Selection checks all these containers in case your priorities are excessive declare acceptance, quick turnarounds, and a aggressive worth level.
Plans and Protection: 8.3/10
Selection House Guarantee has fewer plans than most, and, frankly, I’d skip their Primary Plan altogether as a result of it doesn’t cowl frequent home equipment like your fridge, air conditioner, dryer, or washer. I actually don’t need to be left hanging my garments out to dry on a cold Alaskan day, so it is a dealbreaker for me. Nevertheless, Selection’s Complete Plan covers this stuff and plenty of others, corresponding to rubbish disposals, plumbing stoppages, and cooktop exhaust followers, so I might go for that one.
The next costs replicate the 5% promotion throughout my secret procuring.
| Plan | Month-to-month Price | Service Charge | Accessible Reductions |
| Primary Plan | $46.67 | $85 | 5% low cost, annual fee reductions, and one month free (on-line or telephone) |
| Complete Plan | $54.75 | $85 | 5% low cost, annual fee reductions, and one month free (on-line or telephone) |
Editor’s Word: The price information talked about on this article was sourced for a single-family, two-bedroom residence below 5,000 sq. ft in Anchorage. The price information introduced was correct on the time of writing.
Accessible Add-Ons
Selection House Guarantee doesn’t supply an intensive add-on choice, however they’ve an reasonably priced $5.83 per thirty days roof leak safety add-on. This add-on can shield your house because the roof freezes and unfreezes all year long, growing your threat of leaks.
- Central vacuum: $3.33/month
- Restricted roof leak: $5.83/month
- Pool: $15/month
- Second Fridge: $3.33/month
- Septic System: $10/month
- Septic Tank Pumping: $5.42/month
- Spa: $15/month
- Further Spa: $15/month
- Sprinkler system: $8.33/month
- Stand-alone freezer: $3.33/month
- Sump pump: $3.33/month
- Effectively pump: $8.33/month
Exclusions
Selection House Guarantee has commonplace exclusions, with nothing standing out as a purple flag to me.
- Audio or visible gear
- Web connection parts
- Upgrades or modifications to authentic methods or home equipment
- Pool equipment
- Fireplaces
- Doorbell
- Central vacuum ductwork, equipment, hoses, and blockages
- Moveable or above-ground spas and swimming pools
- Act of God incidents
Editor’s Word: Whereas this text highlights sure exclusions, it’s crucial for readers to evaluation their contracts because the talked about exclusions usually are not exhaustive, and extra exclusions might apply.
Affordability: 8.9/10
Selection’s Primary Plan is exceptionally reasonably priced at solely $46.67 per thirty days (round $7 lower than Alaska’s common and $32 much less per thirty days than the nationwide common). They even have cost-effective add-ons, with most costing lower than $14.99 per thirty days, which is significantly better than suppliers like Liberty House Guard which have add-ons that price $15, $20, $25, or extra per thirty days. Even an add-on of $10 extra per thirty days interprets to an additional $120 out-of-pocket per yr, so weigh your choices when deciding between firms and add-ons, as even “small” worth variations will impression your backside line.
For extra about Selection’s advantages, take a look at this video:
Buyer Expertise: 8.4/10
Selection House Guarantee has an environment friendly buyer expertise course of with a speedy on-line quote calculator and an intensive nationwide community of over 15,000 vetted contractors, permitting them to assign one to your house for repairs rapidly. All of the contractors Selection makes use of are native and vetted, saving you time discovering one by yourself or coping with a impolite or inexperienced contractor. The one disadvantage to their buyer expertise is the quote calculator doesn’t assist you to simply evaluate Selection’s two plans and costs, making it difficult to weigh your choices as you decide between them.
Firm Popularity: 8.3/10
With 14 years in enterprise, Selection has demonstrated expertise within the trade and total optimistic critiques, with a stable B score from the BBB and a 3.7-star score from Trustpilot. Whereas decrease than Elite House Guarantee, these sturdy scores reassure me about their enterprise practices. Constructive critiques sometimes highlighted respectful, skilled customer support brokers, fast repairs, and even next-day or two-day service after declare submission. Then again, detrimental critiques shared that Selection closed their declare and so they needed to repeatedly reopen the declare to get repairs completed — which isn’t one thing I need to see.
The most important hit to Selection House Guarantee’s firm fame is the present Arizona Lawyer Normal’s submitting of a client fraud lawsuit in opposition to it. This authorities motion is pending, however it doesn’t enhance my confidence in Selection’s companies.
| Ranking Web site | Ranking | Variety of Opinions |
| BBB | B | Buyer Opinions usually are not used within the calculation of BBB Ranking |
| Trustpilot | 3.7 | 38,568 |
| Yelp | 1.1 | 127 |
Editor’s Word: The scores offered had been correct on the time of writing.
Claims Course of: 8.8/10
Selection House Guarantee scores very properly for his or her 24/7/365 availability and emergency companies, which each supplier like AFC House Membership doesn’t supply. Some suppliers like Elite House Guarantee even cost an additional charge for emergency companies, which is actually a draw back, particularly when you have a broken-down heater on a freezing chilly day in Alaska. You even have loads of choices for submitting claims by means of their on-line portal or over the telephone. Prospects share that Selection has a swift response time, with the typical response time falling between 24 and 48 hours, which is healthier than most.
Availability: 10/10
With availability in 48 states, excluding California and Washington, Selection House Guarantee covers most states, together with Alaska. What impresses me is that in 14 years, they’ve dealt with over three million buyer claims and greater than 6,600,000 service requests, demonstrating their exhaustive expertise and skill to discipline many claims all through the nation.
Greatest Worth
Choose House Guarantee
4.2
Our Ranking
Restricted Time:
$150 Off (Code HOUSE25)
Choose gives easy protection at an reasonably priced price, particularly when you snag a reduction (which appears perpetually obtainable on Choose’s web site). I’ve seen many reductions for $150 off plus two months free and a reduction for paying yearly. These offers can convey your premium all the way down to as little as $39 a month, which is great, particularly when their Gold Care plan, which has as much as $3,000 in HVAC protection. Whereas not sufficient to cowl an HVAC system substitute, this is sufficient to cowl most repairs and provide you with higher peace of thoughts. I additionally love Choose’s decrease service charge choices of $65 and $75, that are far more reasonably priced than firms like Elite House Guarantee, which begins at $100.
Choose House Guarantee doesn’t cowl unknown preexisting situations, which isn’t unprecedented for the trade, however it poses an issue that will lead to Choose rejecting your declare. For instance, when you file a declare for a damaged down dishwasher, however the technician discovers a preexisting situation that was in impact earlier than your coverage with Choose was lively, you’ll be accountable for the restore price as you weren’t coated when the situation developed. Whereas different suppliers have this identical exclusion, some, like Liberty House Guard, supply plans or add-ons that shield you when you don’t learn about an current concern with your house system or equipment earlier than signing up.
One other con was a few of Choose’s unusual exclusions that I discovered in a pattern contract on their web site. For instance, the next plan contains protection for the dishwasher however excludes racks and rollers, which many owners in all probability think about a part of the equipment. This will result in declare denials, which leaves you out of the cash.
Backside Line: 8.4/10
Based in 2012, Choose House Guarantee packs a punch with their high-value plans at a extra reasonably priced worth level, particularly when paired with their ample reductions, corresponding to a two-month free providing on their web site and a reduction for paying an annual premium.
With that mentioned, Choose has a number of cons, corresponding to some buyer critiques claiming they had been charged a number of service charges for one go to. These clients had a number of home equipment examined throughout the identical residence go to, however Choose charged a service charge for every equipment. I haven’t seen this criticism with different suppliers, so this stood out as an uncommon (and not-so-great) characteristic that appears like nickeling and diming to me. In addition they have odd exclusions of their pattern contract, so take a detailed have a look at the coverage earlier than signing so that you’re totally conscious of any exclusions. For instance, your plan might cowl the oven, vary, and stovetop however exclude the vary hood. As householders, we consider these as all a part of the identical equipment, so preserve your eyes peeled when purchasing for plans. Lastly, Choose doesn’t cowl preexisting situations. Whereas this isn’t unprecedented within the trade, it’s a letdown when suppliers like Liberty House Guard cowl these situations, which supply loads of peace of thoughts that your supplier received’t deny a declare because of a situation you didn’t know your equipment had.
Nevertheless, when you’re on a funds, Choose is tough to beat with their many reductions, reasonably priced pricing, and low-cost service charge choices (anyplace from $25 to $35 lower than most suppliers).
Plans and Protection: 8.3/10
Choose ranks properly amongst the competitors for his or her versatile and reasonably priced plan choices. You’ll be able to select from three plans (an appliance-only, systems-only, and complete plan with each). I particularly like that their Gold Care and Platinum Care plans cowl as much as $3,000 for the HVAC system, which is important for Alaskan householders coping with intensely chilly temperatures of 19.4 levels Fahrenheit, the typical for a December day. That is commonplace for the trade, with most residence guarantee suppliers providing $2,000 to $3,000 in HVAC and equipment protection, however Choose is cheaper than most, making this a steal. Personally, I’d go along with the Platinum Care plan, which is just a few {dollars} extra per thirty days and gives protection for home equipment and residential methods like your electrical system, heating system, and ductwork.
The next month-to-month prices issue within the on-line supply for 2 months free, which saved me between $13 and $16 off the overall worth.
| Plan | Month-to-month Price | Service Charge | Accessible Reductions |
| Bronze Care | $44.42 | $75 | $150 off (web site), two further months free (web site) |
| Gold Care | $44.42 | $75 | $150 off (web site), two further months free (web site) |
| Platinum Care | $47.75 | $75 | $150 off (web site), two further months free (web site) |
Editor’s Word: The price information talked about on this article was sourced for a single-family, two-bedroom residence below 5,000 sq. ft in [City]. The price information introduced was correct on the time of writing.
Accessible Add-Ons
Choose has a restricted however very reasonably priced number of add-ons. I like that their plans include free roof leak protection (SO essential for Alaskan householders coping with loads of snow).
- Central vacuum: $3.33/mo
- Garden sprinkler system: $5.83/mo
- Pool: $8.33/mo
- Roof leak: $0/mo
- Septic system: $5.83/mo
- Spa: $5.83/mo
- Stand-alone freezer: $3.33/mo
- Sump pump: $3.33/mo
- Effectively pump: $3.33/mo
Exclusions
The next exclusions apply to all of their plans and are commonplace to the trade. Nothing stood out to me as a purple flag.
- Secondary injury (i.e., your house guarantee might cowl roof injury however received’t cowl water injury attributable to the leak)
- Incorrect set up or malfunctions because of building injury or improper wiring
- Points with methods or home equipment associated to hazardous or poisonous supplies (e.g., mould, asbestos, and gasoline leaks)
- Widespread areas in condominiums or household houses
- Photo voltaic heating methods
- Injury attributable to pure disasters and rust
- Defects or damages attributable to the inspiration and construction of the house
Editor’s Word: Whereas this text highlights sure exclusions, it’s crucial for readers to evaluation their contracts because the talked about exclusions usually are not exhaustive, and extra exclusions might apply.
Affordability: 9.1/10
Choose House Guarantee’s protection is as much as $3,000 for HVAC methods, which is throughout the trade commonplace of $2,000 to $3,000. BUT Choose gives this degree of protection at a a lot lower cost, beginning at $44.42, making it a way more reasonably priced possibility. You’ll be able to even go for an annual premium low cost on multiyear protection plans, which brings your month-to-month common all the way down to roughly $39 for his or her Gold or Bronze Care plan and $44 for his or her Platinum Care Plan. Their service charges are extra reasonably priced, with the choice of a $65 or $75 service charge. Evaluate this to suppliers like Elite House Guarantee, which gives service charges of round $100, and Choose is much extra reasonably priced than most.
Buyer Expertise: 8.1/10
Choose’s web site and on-line quote calculator are user-friendly, far more so than Elite House Guarantee, which doesn’t generate an estimate for you — it’s a must to await an agent to achieve out. I recognize how fast Choose’s course of is, the easy-to-understand breakdowns of what every plan coated and didn’t cowl, and extra. Lastly, Choose’s pricing could be very clear. I might simply discover add-on prices, permitting me to funds extra successfully as I shopped. This characteristic is a big profit over suppliers like Selection House Guarantee, which makes you seek out the pricing for add-ons.
Firm Popularity: 8.0/10
With practically a four-star common on Trustpilot and a stable B score from the Higher Enterprise Bureau, Choose House Guarantee has primarily optimistic critiques. Opinions sometimes spotlight a simple sign-up course of with no pushy salesperson, showcasing Choose’s good customer support and immediate, well timed responses from technicians who rapidly addressed restore points. Much less optimistic critiques shared that they skilled declare denial from Choose and a difficult expertise making an attempt to contact the supplier about declare points.
| Ranking Web site | Ranking | Variety of Opinions |
| BBB | B | Buyer Opinions usually are not used within the calculation of BBB Ranking |
| Trustpilot | 3.9 | 4,815 |
| Yelp | 1.0 | 2 |
Editor’s Word: The scores offered had been correct on the time of writing.
Claims Course of: 7.6/10
Choose gives two methods to submit a declare: by telephone or by means of their on-line portal. After you submit a declare, you’ll obtain a name from a Choose customer support consultant who will schedule an appointment with a technician to evaluate and repair your house system or equipment. General, we discovered that Choose has a mean response time of round 48 hours for non-emergency claims, which is commonplace within the trade.
The underside line: Choose doesn’t stand out positively or negatively on this class.
Availability: 10/10
Choose House Guarantee has stellar availability and supplies protection to householders in all 50 states and the District of Columbia. When buyer critiques, I observed that Choose has total optimistic critiques, bolstering my confidence on this supplier’s sustainable enterprise mannequin and skill to offer wonderful customer support nationwide.
Greatest Buyer Rankings
Elite House Guarantee
4.3
Our Ranking
Restricted Time:
$150 Off + 1 Month Free
Elite is our best choice for greatest buyer satisfaction for a number of causes. One, they’ve an excellent A+ score and accreditation from the Higher Enterprise Bureau and near five-star scores on different third-party web sites. These scores are MUCH greater than most residence guarantee suppliers, corresponding to AFC House Membership, which had a poor 1.9-star score with Yelp on the time of writing. The second purpose is their unimaginable, virtually unheard-of protection caps, that are as much as $6,000 for home equipment and $10,000 for residence methods — that is two to a few occasions what most residence guarantee suppliers supply and ensures you received’t be left paying for a part of your dishwasher’s substitute.
Elite House Guarantee doesn’t embody emergency companies of their plans. You should pay an additional charge when you need assistance exterior service hours. Most suppliers don’t cost a further charge for this service, so that is fairly irritating. I additionally don’t love that Elite excludes commercial-grade home equipment from protection, however this received’t have an effect on most householders.
Backside Line: 8.6/10
If in case you have luxurious or premium home equipment or residence methods, I strongly advocate Elite House Guarantee for his or her unmatched protection of as much as $6,000 for home equipment and $10,000 for residence methods. You’ll be able to go for this degree of protection by means of their add-ons, that are fairly priced, with most costing round $20 per thirty days. On high of their excessive protection ranges, Elite has a wonderful customer support file with an accreditation from the BBB and excessive star scores from a number of third-party evaluation web sites. These execs give me loads of religion of their course of and the way this supplier treats shoppers.
Apart from their unimaginable payout caps, considered one of Elite’s greatest execs for me is that they by no means require a upkeep file. Some suppliers like AFC House Membership require a upkeep file from a licensed technician that reveals the technician serviced your HVAC system or equipment and also you saved up with any advised repairs. This requires you to maintain a decent check-up schedule, pay extra consideration to routine upkeep, and all the time go for repairs advised by the service technician, even when it’s one thing beauty, otherwise you threat some suppliers denying protection later. As somebody who wouldn’t need to endure freezing Alaska temperatures with a damaged HVAC system whereas I’m making an attempt to collect upkeep data for my residence guarantee supplier, Elite’s no upkeep file coverage is a blessing.
The most important draw back to Elite is their lack of commercial-grade equipment protection and emergency companies (except you pay an additional charge). Nevertheless, these are downsides I can personally dwell with.
Plans and Protection: 10/10
Elite House Guarantee gives standout plan choices with an appliance-only, systems-only, and complete plan overlaying each (it’s Elite Full — my most well-liked selection from this supplier). I acquired a number of low cost gives from a $150 sign-up bonus, a 30-day free trial, and a first-month free supply, all of which you’ll be able to obtain by filling out the shape on Elite’s web site and ready for an agent to achieve out to you. General, these reductions provide you with a good way to attempt Elite’s plans at a lower cost earlier than you totally commit.
Elite scores an ideal 10 out of 10 on this class for his or her a number of plan choices, nice reductions, simple plan course of, and, most significantly, excessive protection caps. Protection caps decide how a lot a supplier can pay for a single equipment or system, like your dishwasher or plumbing, so that you need to confirm that your coverage has a excessive sufficient cap that comfortably covers repairs and replacements. Most suppliers solely have $2,000 to $3,000 protection caps at greatest. Nevertheless, Elite gives as much as $6,000 in equipment and $10,000 in residence system protection, making them a very excellent supplier when it comes to the protection you obtain, particularly when you have luxurious or high-end home equipment that price extra to repair.
The next costs don’t replicate the provided reductions.
| Plan | Month-to-month Price | Service Charge | Accessible Reductions |
| Elite Equipment | $44.99 | $100 | $150 sign-up, first month free, 30-day free trial (telephone or electronic mail) |
| Elite Techniques | $52.99 | $100 | $150 sign-up, first month free, 30-day free trial (telephone or electronic mail) |
| Elite Full | $59.99 | $100 | $150 sign-up, first month free, 30-day free trial (telephone or electronic mail) |
Editor’s Word: The price information talked about on this article was sourced for a single-family, two-bedroom residence below 5,000 sq. ft in Anchorage. The price information introduced was correct on the time of writing.
Accessible Add-Ons
If in case you have luxurious home equipment and methods, Elite House Guarantee is a standout possibility within the trade as a result of they supply choices for extra protection on these pricier gadgets. I like this since you received’t be left footing a part of the invoice if you hit a protection cap that’s too low for premium home equipment, which can occur with suppliers like Choose House Guarantee, which gives as much as $3,000 in protection for some methods. Evaluate this to Elite’s protection of as much as $6,000 on home equipment and $10,000 on residence methods when you choose particular plans and add-ons, and also you’ll really feel far more assured in Elite’s capability to fully cowl the substitute price of your premium fridge or range.
General, Elite has wonderful add-on choices, with solely Liberty House Guard rivaling their choice.
- Attic exhaust fan: $69.99/yr
- Central vacuum: $49.00/yr
- Effluent pump: $99.99/yr
- Ejector pump: $99.99/yr
- Freestanding freezer: $59.99/yr
- Freestanding ice maker: $59.99/yr
- Freestanding spa gear: $119.99/yr
- Generator: $99.99/yr
- Geothermal heating and cooling system: $299.99/yr
- Grinder pump: $99.99/yr
- Visitor home: $299.99/yr
- HVAC annual upkeep: $299.99/yr
- Jetted/sizzling tub: $99.99/yr
- Garden sprinkler system: $99.99/yr
- Elevate pump: $99.99/yr
- Restricted roof leak restore: $99.99/yr
- Pool & spa gear: $199.99/yr
- Pool gear: $149.99/yr
- Premium home equipment: $249.99/yr
- Premium advantages: $199.99/yr
- Premium methods: $299.99/yr
- Premium methods Plus: $499.99/yr
- Septic system: $129.99/yr
- Service traces: $349.99/yr
- Sump pump: $99.99/yr
- Swamp cooler: $149.99/yr
- Water filtration System: $99.99/yr
- Water softener: $99.99/yr
- Effectively pump: $99.99/yr
- Wine cooler: $69.99/yr
Exclusions
Elite House Guarantee has commonplace exclusions for the trade, besides commercial-grade home equipment, which can be a dealbreaker for some householders:
- Pure disaster-related damages
- Acts of God
- Industrial-grade home equipment
- Models in a rental property
- Beauty injury
- An absence of upkeep
Editor’s Word: Whereas this text highlights sure exclusions, it’s crucial for readers to evaluation their contracts because the talked about exclusions usually are not exhaustive, and extra exclusions might apply.
Affordability: 8.7/10
Elite House Guarantee is much less reasonably priced than some suppliers, with their most complete protection beginning at $59.99 per thirty days with no add-ons. This price is $6 extra per thirty days than Alaska’s common residence guarantee premium. With that mentioned, Elite gives superior protection of as much as $6,000 in equipment protection and as much as $10,000 on residence methods like your HVAC system — a important system for Alaskan householders making an attempt to maintain their houses liveable in the course of the winter months. Most residence guarantee insurance policies solely supply $2,000 to $3,000 in protection at most, so that is far higher protection that offers me peace of thoughts, so I discover the marginally greater worth very cheap. Their add-ons are cost-effective total (particularly for that degree of protection) at round $15 and $20 per thirty days.
Buyer Expertise: 7.6/10
My buyer expertise with Elite House Guarantee was sturdy. The gross sales course of wasn’t pushy, which I recognize as an introverted particular person who doesn’t like coping with aggressive gross sales reps. Many buyer critiques shared comparable sentiments and felt the method was extra academic than most residence guarantee calls, in order that they left feeling good about their expertise and choices. The one draw back to Elite’s buyer expertise is the dearth of follow-through. I needed to wait a number of days to listen to again from an agent after I requested a query, and considered one of my textual content conversations with an agent by no means concluded.
Firm Popularity: 8.3/10
Elite House Guarantee has a implausible A+ score and accreditation from the Higher Enterprise Bureau, indicating a historical past of fine customer support and follow-through. This distinctive score matches Elite’s almost-perfect scores on Trustpilot and Yelp. Nevertheless, Elite has solely been in enterprise for 4 years, in order that they have much less expertise than most nationwide suppliers and the opposite firms on this listing, like Liberty House Guard. Whereas this doesn’t point out that Elite can’t present nice protection, we aren’t capable of evaluation an identical quantity of critiques that different suppliers have, corresponding to Liberty House Guard, which has 1000’s of Trustpilot critiques in comparison with Elite’s 59 critiques on the time of writing. Nonetheless, the optimistic critiques reveal that Elite treats their clients proper with quick customer support responses, fast restore appointments, and sincere customer support representatives who aren’t pushy however genuinely useful to callers.
| Ranking Web site | Ranking | Variety of Opinions |
| BBB | A+ | Buyer Opinions usually are not used within the calculation of BBB Ranking |
| Trustpilot | 4.7 | 59 |
| Yelp | 4.8 | 4 |
Editor’s Word: The scores offered had been correct on the time of writing.
Claims Course of: 6.8/10
Sadly, Elite scores decrease on this class as a result of they don’t present emergency companies as a part of their plans. You should pay a further charge if you’d like emergency companies on a Sunday or vacation. Whereas that is higher than suppliers like AFC House Membership, which supply no emergency companies, I nonetheless don’t need to be left with no working heater on a cold day, and paying an additional charge provides salt to the wound. Nonetheless, I’m glad Elite gives some type of emergency companies. Concerning submitting claims, Elite scores properly with 24/7/365 communication for submitting claims over the telephone or by means of their on-line portal, so you may submit claims and ask questions anytime with out worrying about calling throughout your work hours.
Availability: 10/10
Elite House Guarantee is accessible within the District of Columbia and 47 states, not together with California, Texas, and Wisconsin, so Alaskan householders can relaxation simple. General, we gave Elite an ideal rating on this class due to their practically nationwide protection and widespread availability.
Greatest for Further Advantages
AFC House Guarantee
4.3
Our Ranking
Restricted Time:
$200 off + free roof leak protection
AFC House Membership has a singular Membership Advantages program constructed into all of their plans (4 in whole, which is extra complete than most). Membership Advantages embody offers, reductions, free medical advantages, credit score monitoring, auto insurance coverage, householders insurance coverage, whole electronics protection, pet advantages, imaginative and prescient insurance coverage, and extra. These are distinctive choices within the residence guarantee trade and are positively a giant plus in AFC House Membership’s favor. Alaskan householders might notably profit from the emergency alert community, which works with emergency companies to offer them with important medical info whereas alerting their associates or household. This service is accessible 24/7/365.
AFC House Membership’s pattern insurance policies have many exclusions and protection cap limits which are fairly low, corresponding to a restrict of $500 per membership time period (one to a few years, relying on the plan) in your septic system. This protection isn’t practically sufficient to cowl the price of changing a septic system, and gadgets just like the tank line from the home and clear out usually are not coated, which leaves you footing a big a part of the invoice. I don’t like AFC”s lack of emergency companies. All the opposite suppliers on this listing supply emergency protection for these terrible nights when your heater breaks down or your laundry machine begins leaking water. Nevertheless, AFC gives no emergency companies and is closed on nationally acknowledged holidays, resulting in delayed service.
Backside Line: 8.5/10
Truthfully, AFC House Membership has spectacular extra advantages like electronics protection, nice obtainable reductions, and honest pricing, however they aren’t my best choice for a house guarantee supplier. For starters, their plans have many exclusions — none of that are uncommon for the trade. However the sheer amount makes it difficult to evaluate in case your home equipment or methods can be excluded primarily based on system mismatches, lack of equipment capability, and when you completely adhered to routine upkeep solutions with a licensed technician backing you up. It is a lot to juggle, so I’m unsure I discover it worthwhile, notably with AFC’s decrease protection caps (solely $500 per membership time period in your septic system, for instance).
AFC House Membership’s pattern coverage had in depth exclusions that stood out as greater than most suppliers primarily based on my numerous hours of analysis wanting into residence guarantee suppliers. I additionally discovered many protection caps primarily based on membership phrases (the size of your plan), which I haven’t seen with different firms to the identical diploma. These caps had been very low. For instance, AFC solely pays as much as $150 per membership time period in your rubbish disposal, ductwork, and vary exhaust, in response to their pattern coverage for Platinum Plan members. One other con was that the Diamond Plan, AFC’s most complete plan with many distinctive extra advantages like electronics safety, wasn’t provided in some components of Alaska. Since their extra advantages are considered one of AFC’s greatest execs, it is a enormous letdown for anybody residing in Anchorage or different components of Alaska who doesn’t have entry to this plan.
With all this mentioned, AFC House Membership could also be a terrific selection when you would profit from their Membership Advantages like free or discounted medical and insurance coverage advantages, credit score monitoring, residence safety, and retail and restaurant offers.
Plans and Protection: 8.3/10
Throughout my secret procuring, the Diamond Plan was unavailable in my space (a house in Anchorage). It is a bummer because it covers 18 methods and home equipment, exterior water and sewer traces, and electronics like your smartphone. If you happen to dwell in an space the place AFC gives the Diamond Plan, it’s a stable plan to think about because it covers 18 methods and home equipment and electronics, corresponding to your smartphone, and exterior water and sewer traces. In any other case, AFC’s plans stand out with their distinctive extra advantages, corresponding to free packages and discounted companies and items by means of their Membership Advantages, which can be found with all plans. These advantages embody free and discounted charges on insurance coverage, medical advantages, credit score monitoring, residence safety, and retail and restaurant reductions. These are very uncommon choices within the residence guarantee trade, so when you take full benefit of them, AFC could also be a powerful contender in your residence’s protection.
The next costs issue within the $100 low cost provided at checkout.
| Plan | Month-to-month Price | Service Charge | Accessible Reductions |
| Silver Plan | $36.83 | $75 | As much as $250 off if you name, free roof leak safety, and $100 off utilized at checkout (on-line) |
| Gold Plan | $51.92 | $75 | As much as $250 off if you name, free roof leak safety, and $100 off utilized at checkout (on-line) |
| Platinum Plan | $57 | $75 | As much as $250 off if you name, free roof leak safety, and $100 off utilized at checkout (on-line) |
| Diamond Plan | $99.92 | $75 | As much as $250 off if you name, free roof leak safety, and $100 off utilized at checkout (on-line) |
Editor’s Word: The price information talked about on this article was sourced for a single-family, two-bedroom residence below 5,000 sq. ft in Anchorage. The price information introduced was correct on the time of writing.
Accessible Add-Ons
AFC gives distinctive add-ons, like digital and double oven protection, at a yearly price between $25 and $300. Whereas $25 for restricted roof leak protection is a superb deal, particularly in comparison with suppliers like Elite House Guarantee, which prices $99.99 a yr, the upper price of digital protection at $300 further per yr is appreciable.
- Restricted roof leak protection: $25/yr
- Central vacuum: $25/yr
- Double oven: $25year
- Digital protection: $300/yr
- Sizzling water dispenser: $25/yr
- In-ground pool: $100/yr
- In-ground pool and spa: $150/yr
- Septic system: $50/yr
- Stand-alone freezer: $25/yr
- Sump pump: $35/yr
- Effectively pump: $50/yr
Exclusions
AFC’s pattern coverage for his or her Platinum Plan states that earlier than accepting a service request on a tankless water heater or HVAC system, a previous annual upkeep file from a licensed technician exhibiting no advised or wanted repairs is required. You received’t obtain protection when you fail to have a check-up with a licensed technician or don’t take their restore solutions. This requirement is a big ache and one thing you’ll want to remain on high of when you depend upon AFC to maintain your HVAC system working easily throughout freezing Alaskan winters.
When their different exclusions, every part is comparatively commonplace, however their pattern insurance policies had in depth exclusions, so I like to recommend wanting carefully earlier than signing on with the supplier. Whereas none of those exclusions are unusual, the amount provides up and leaves room for ACF to disclaim your declare when you’re not meticulous about sustaining your methods, protecting them updated, and appropriately matched to your house and different methods.
- Code violations
- Recognized or unknown preexisting situations
- Crane leases
- Geothermal heating methods
- Haul-away companies
- Lighting fixtures
- Oil-based boiler methods
- Computerized HVAC administration methods
- Window models
- Equipment inadequacy (lack of capability)
- Improper set up
- Mismatched methods
- Outsized or undersized gear
- Modifications to the system of equipment
- Not answerable for failure to maintain up with routine upkeep
Editor’s Word: Whereas this text highlights sure exclusions, it’s crucial for readers to evaluation their contracts because the talked about exclusions usually are not exhaustive, and extra exclusions might apply.
Affordability: 9.1/10
Apart from their Diamond Plan, which incorporates many extra advantages than most residence guarantee plans, AFC has largely reasonably priced insurance policies, with their most cost-effective plan costing round $37 per thirty days after I acquired quotes for a house in Anchorage. AFC House Membership can pay as much as $3,000 per merchandise per membership time period for home equipment, which is common for the trade, however at these decrease coverage prices, it is a fairly budget-friendly selection. Nevertheless, you’ll need to do not forget that “you get what you pay for,” as some gadgets obtain protection between $150 and $500, like your kitchen fridge ice maker or commonplace thermostat (which solely receives $80 of protection per membership time period). Whereas it’s unlikely that your thermostat will give out a number of occasions in lower than three years, this nonetheless isn’t loads of protection, so preserve that in thoughts.
Buyer Expertise: 9.2/10
My expertise with AFC House Membership was easy. The net quote course of was quick and simple, and also you really acquired a quote in “thirty seconds,” as marketed.A significant professional of working with AFC is that you may select your individual technician. So long as the technician is licensed and insured, AFC House Membership will work with them as they carry out repairs on your house. If you happen to don’t know any native technicians, AFC will ship somebody from their in depth nationwide community of expert contractors. So, you get one of the best of each worlds. Nevertheless, the best profit is that AFC gives a lengthy work assure of as much as three years. Most residence guarantee firms, like Liberty House Guard, supply a one to two-month assure, however you may obtain higher peace of thoughts with AFC, which ensures repairs for the lifetime of your plan, which is both one to a few years, relying in your plan size. This is applicable even when you select your individual contractor, in addition to to pricey repairs corresponding to AC models or water heaters.
Firm Popularity: 8.3/10
AFC is accredited with the Higher Enterprise Bureau, Client’s Advocate, and Client Affairs, demonstrating a powerful historical past of buyer satisfaction. Regardless of this, their scores from Trustpilot and Yelp had been each on the decrease finish, particularly when in comparison with Elite House Guarantee, which recurrently receives common scores of over 4.5 stars. When studying by means of the critiques, frequent themes included quick declare turnaround with fast scheduling, a great declare acceptance price, and reward about having the ability to select your service supplier. Nevertheless, detrimental critiques identified points with “scammy” exclusions and low declare reimbursement charges primarily based on the coverage stating that you just’re reimbursed primarily based on the present price of your equipment, aka the supplier provides you the depreciated price again. Whereas this isn’t unusual, it’s one thing that Alaskan householders want to concentrate on earlier than signing on with AFC House Membership and different suppliers, as you don’t need to be left with no heater come winter.
| Ranking Web site | Ranking | Variety of Opinions |
| BBB | B | Buyer Opinions usually are not used within the calculation of BBB Ranking |
| Trustpilot | 3 | 24 |
| Yelp | 1.9 | 337 |
Editor’s Word: The scores offered had been correct on the time of writing.
Claims Course of: 6.8/10
Many AFC critiques spotlight points with the declare course of in critiques. A number of the greatest complaints embody lengthy wait intervals, poor reimbursement charges, and a number of declare denials — one thing no home-owner needs to see when purchasing for a house guarantee coverage meant to guard them throughout tense occasions like your dishwasher breaking down. Sadly, my analysis additionally discovered shortcomings in AFC’s declare course of, together with the truth that there aren’t any emergency companies. The supplier is closed on nationally acknowledged holidays, which can result in delayed service request assignments. Whereas different suppliers like Elite House Guarantee cost further for help on holidays or after hours, the supplier nonetheless gives emergency repairs. AFC doesn’t, which might go away you with a leaking laundry machine damaging your flooring within the meantime. In comparison with their competitors, AFC is lackluster on this space.
Availability: 10/10
AFC House Membership isn’t obtainable in California, Hawaii, and Washington, however Alaskan householders can get pleasure from most of AFC’s plans. Throughout my secret procuring, I found that the Diamond Plan, AFC’s most complete plan, wasn’t obtainable in sure components of Alaska, corresponding to Anchorage. Whereas AFC House Membership supplies protection in Alaska, they might not supply as many choices as different suppliers like Liberty House Guard to Alaskan residents.
Calculate the Price of Alaska House Guarantee
Funds for the price of an Alaska residence guarantee accordingly with the next calculator. Plug in your anticipated month-to-month premium, variety of service visits, and repair charge for an estimate of what you’d be paying over a yr.
| Equipment | Common Restore Price | Common Alternative Price |
|---|---|---|
| Dehumidifier | $50–$200 | $1,300–$2,800 |
| Microwave | $50–$400 | $60–$2,000 |
| Dishwasher | $50–$500 | $400–$3,000 |
| Exhaust Followers | $16–$300 | $250–$950 |
| Electrical Vary | $100–$500 | $230–$3,000 |
| Fuel Vary | $100–$500 | $230–$3,000 |
| Dryer | $100–$400 | $450–$2,300 |
| Oven | $100–$430 | $400–$3,000 |
| Washer | $50–$450 | $400–$2,300 |
| Freezer | $90–$500 | $160–$2,900 |
| Fridge | $40–$350 | $200–$5,000 |
Alaska House Guarantee Rules
Not like some states, Alaska doesn’t have a particular regulatory physique that oversees residence warranties. Nevertheless, you will discover important sources in Alaska’s Division of Regulation Client Safety Unit, together with a hyperlink to file a criticism when you expertise points with the supplier ignoring contractual obligations.
I additionally advocate wanting into trade organizations just like the Nationwide House Service Contract Affiliation, which compromises firms adhering to honest enterprise practices.
Alaska House Guarantee Information
The Anchorage Each day Information recommends that every one householders double-check that emails they obtain about their mortgage, warranties, or different home-related points are from the corporate in query. Many scammers pose as an expert firm or work “on behalf of” another person. That is typically false, so all the time affirm the id of suspicious emails and name your house guarantee supplier instantly earlier than offering additional info or cash.
Continuously Requested Questions
Do You Want a House Guarantee in Alaska?
Sure, most householders want a house guarantee, particularly in Alaska, the place low temperatures and snowfall can result in home equipment or methods, like your heating system, breaking down sooner than anticipated. A house guarantee protects you financially, so that you’re not coping with the burden of changing home equipment and methods that may rapidly rack up 1000’s of {dollars} (which most of us don’t have sitting round).
How A lot Does a House Guarantee Price in Alaska?
The typical price of a house guarantee in Alaska is $54 per thirty days, in response to our calculations. Nevertheless, the price of a house guarantee will range primarily based on components like location, residence dimension, supplier, add-ons, and far more.
How To Save Cash When Looking for House Warranties In Alaska?
It can save you cash when purchasing for residence warranties in Alaska by procuring round a number of firms, evaluating the worth of every plan, contemplating the price of desired add-ons, and in search of reductions. I strongly advocate calling your most well-liked firm to talk with the gross sales rep, as you may typically negotiate a greater worth or ask about offers that aren’t obtainable on-line.
Is a House Guarantee Price It for Alaska Householders?
A house guarantee is price it for Alaska householders as a result of most of us can’t afford to spend 1000’s of {dollars} on repairs or replacements if considered one of our home equipment or HVAC system goes out. The one exception to a residence guarantee being price it is when you have all new home equipment and residential methods presently coated below a producer’s guarantee.
Greatest House Warranties by State
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